An RRSP strategy – The “gross-up”

July 16th, 2018

A short-term boost for a long-term gain What if you could increase your RRSP contribution with a loan that could be paid off before the first payment is due? The lenders that Transamerica partners with for RRSP loans – B2B Trust and AGF Trust – both have options to defer your first payment on an RRSP loan for up to 180 days. And the RRSP loan programs offered through Transamerica’s… Read More»

What is the Meaning and Concept of Retirement?

July 13th, 2018

Retirement is one of the goals of every working person’s life. Go old and retire. We hear it so often. According to the dictionary, retirement is “to stop working at one’s occupation,” or “withdraw from one’s position or occupation or from active working life.” However, retirement cannot be achieved in today’s world without having the appropriate planning and funds in motion well before you reach retirement age. Moreover, many people… Read More»

Retirement Planning Guide to Success

July 8th, 2018

Did you know that 1 in every 4 Canadians have no plan for retirement? Don’t become a statistic—start planning now to retire in Ottawa successfully. Planning is one way to beat anxiety about your future, and if you do it correctly, you will be comfortable for the remainder of your years. Presented below is a 5 tip retirement planning guide to success. Consider this your foundation to a successful retirement…. Read More»

Retirement Planning Calculator

June 4th, 2018

It’s never too late to start developing a plan and strategy for your Ottawa area retirement. The sooner you start thinking of retirement, the better your future will be. There’s a couple of reasons why having a retirement plan is useful: The plan is the cornerstone of your future financial goals. It’s not just about what age you want to stop working. Planning for retirement and making calculations helps you… Read More»

How to Plan for Retirement in Canada?

May 4th, 2018

The idea of retirement is coveted by many. To life without having to work and to make the most of your life is definitely a special time. There’s infinite possibilities with what you can do, but how do you know if you will make retirement to begin with? Planning for retirement is, without a doubt, an integral part of the process. Without first thinking about retirement, you will never gain… Read More»