Disability Insurance – Ottawa, Ontario
Disability insurance provides a partial replacement of lost income to individuals who due to an accident or illness are prevented from working or earning an income. This type of insurance is available both for individual policyholders and for businesses. It provides useful coverage beyond programs such as Worker’s Compensation (which applies only to accidents occurring at the workplace) and Employment Insurance (which limits benefits to a set number of weeks).
Coverage encompasses paid sick leave and short-term or long-term disability. Disability insurance benefits are available to policyholders who are suffering from a physical injury, physical illness or condition, or mental illness.