Long-Term Care Insurance – Ottawa, Ontario
Long-term care insurance provides funding in the event of a lengthy but non-life threatening disability, towards the costs of care items generally not covered by the government or by health insurance.
With this coverage, policyholders typically are reimbursed a set benefit amount (daily or monthly) over a defined period of time, for a wide range of services. These include medical care and assistance with activities of daily living such as bathing, dressing, or eating.
Coverage applies to a variety of living arrangements, including:
- nursing home care
- assisted living
- in-home care