Critical Illness Insurance – Ottawa, Ontario
Critical illness insurance provides a lump-sum cash payment if the insured is diagnosed with a critical illness such as cancer or experiences a serious medical incident such as a heart attack or stroke. Critical illness insurance may also provide coverage when the insured is undergoing a major surgical procedure such as a heart bypass operation.
The policy’s benefit payment enables the insured to cover incurred costs, including:
- cost of care and treatment
- cost of recuperation aids
- cost of specialists
- home or vehicle modifications to improve mobility
- lost income due to illness or period of recuperation