Analysis of your existing investments (RRSPs, RRIFs, TFSAs, Non-Registered, etc.) including a fee audit to determine the types of investment fees you are paying
Complete an investor risk profile to determine if current investments are suitable
If required, make recommendations on suitable alternative investments to consider
Provide semi-annual progress update meetings to review all investments plans
Analysis of your existing insurance (Life, Disability, Critical Illness)
Complete an insurance needs analysis to determine if there are any gaps in your current coverage
If required, make recommendations on suitable alternative insurance options to consider
Provide semi-annual progress update meetings to review all insurance coverages
Retirement Transition Planning
Review of your pre-retirement financial situation and your post-retirement situation and ensure all areas of your finances are factored into your overall retirement plan
Retirement Income Planning and Investment Decumulation Strategies
Assist with the creation of a retirement income plan with the goal of maximizing your after-tax income
Factor in all personal investments, workplace pension plans and/or group savings programs as well as government income sources such as CPP and OAS
Estate Planning
Review your legal documents such as your will and powers of attorney
Ensure your assets are structured in a way to best minimize probate and ensure your legacy wishes are carried out after you pass away
