Welcome!

An Overview of Potvin Financial and Retirement Services in Ottawa, ON

financial-retirement-ottawa
 
WHO WE ARE AND WHAT WE DO

Our Advisors provide independent
and non-biased investment and insurance advice

Our primary functions are managing investment accounts
and insurance policies for our clients

Examples of investment accounts we manage for our clients
are RRSP/RRIFs, NON-REG, TFSAs, RDSPs and LIRA/LIFs

Examples of insurance policies we manage for our clients
are Life, Disability & Critical Illness (we do not offer
home and/or automobile insurance)

HOW YOU PAY

PFRS Advisors receive their revenues directly from the
investment & insurance companies that manage your
accounts and policies in the form of commissions

Mutual funds charge annual management fees (MERs)
to investors and a portion of the MER is paid to your advisor

Insurance companies pay commissions directly to advisors

All fees, costs and charges are fully explained before
any new advisor-client relationships

BENEFITS

Once your PFRS Advisor is named as the advisor
on file for your investment and insurance policies
you are entitled to the following benefits:

1. Semi-Annual Reviews (in person, phone or digital means)

2. Access to your advisor by phone or email whenever you
    have a personal finance related matter

3. Cash flow, budgeting & investment tax planning

4. Retirement planning services including RRIF planning
    and retirement income planning

5. Estate planning services

6. Annual investment statements and on-line
    access to your plans and policies

Our Investment
Recommendation Process

Today’s investing environment is more complex
and fast-paced than ever before

PFRS Advisors do not offer market timing advice or
market speculation – we focus on the long term

We promote simple investment solutions
that can stand the test of time

PFRS Advisors recommend managed portfolios
offered through a number of investment companies

Managed portfolios are comprehensive and
actively-managed, designed for today’s complex markets

READ MORE
Our Promise to our Clients

Your needs and priorities come first

You will get the same recommendations we would give ourselves,
our business and our families, if in similar circumstances

You will receive recommendations based on a full understanding
of your situation, goals and objectives

We will work hard to simplify everything for you including
providing you with a clear understanding of how we are paid

We will respect your privacy at all times and will only refer you to
other experts with your consent

retirement-advice investment-plans

Mutual Funds provided through FundEX Investments Inc.
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the simplified prospectus before investing. Mutual funds are not guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Fund values change frequently and past performance may not be repeated.

financial-retirement-ottawa

Welcome!

An Overview of Potvin Financial and Retirement Services in Ottawa, ON

financial-advisors-ottawa
WHO WE ARE AND WHAT WE DO
  • Our Advisors provide independent and non-biased investment and insurance advice
  • Our primary functions are managing investment accounts and insurance policies for our clients
  • Examples of investment accounts we manage for our clients are RRSP/RRIFs, NON-REG, TFSAs, RDSPs and LIRA/LIFs
  • Examples of insurance policies we manage for our clients are Life, Disability & Critical Illness (we do not offer
    home and/or automobile insurance)
how-financial-advisors-paid
HOW YOU PAY
  • PFRS Advisors receive their revenues directly from the investment & insurance companies that manage your
    accounts and policies in the form of commissions
  • Mutual funds charge annual management fees (MERs) to investors and a portion of the MER is paid to your advisor
  • Insurance companies pay commissions directly to advisors
  • All fees, costs and charges are fully explained before any new advisor-client relationships
ottawa-financial-investments
BENEFITS
  • Once your PFRS Advisor is named as the advisor on file for your investment and insurance policies
    you are entitled to the following benefits:
  • 1. Semi-Annual Reviews (in person, phone or digital means)
  • 2. Access to your advisor by phone or email whenever you have a personal finance related matter
  • 3. Cash flow, budgeting & investment tax planning
  • 4. Retirement planning services including RRIF planning and retirement income planning
  • 5. Estate planning services
  • 6. Annual investment statements and on-line access to your plans and policies
investment-recommendations
Our Investment Recommendation Process
  • Today’s investing environment is more complex and fast-paced than ever before
  • PFRS Advisors do not offer market timing advice or market speculation – we focus on the long term
  • We promote simple investment solutions that can stand the test of time
  • PFRS Advisors recommend managed portfolios offered through a number of investment companies
  • Managed portfolios are comprehensive and actively-managed, designed for today’s complex markets
  • You benefit from a portfolio that’s aligned with your risk profile – backed by the strength and investment expertise of the investment companies we represent
  • A broadly-diversified portfolio is a hallmark of any investment strategy designed to meet long-term investment goals
  • Active asset allocation, auto-rebalancing, risk management and active foreign currency management are examples of the work being done automatically when investing in managed portfolios
  • Managed portfolios are fully invested and diversified from the start, and remain invested and actively managed to help keep you progressing toward your goals
best-financial-advisors
Our Promise to our Clients
  • Your needs and priorities come first
  • You will get the same recommendations we would give ourselves, our business and our families, if in similar circumstances
  • You will receive recommendations based on a full understanding of your situation, goals and objectives
  • We will work hard to simplify everything for you including providing you with a clear understanding of how we are paid
  • We will respect your privacy at all times and will only refer you to other experts with your consent
retirement-advice investment-plans

Mutual Funds provided through FundEX Investments Inc.
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the simplified prospectus before investing. Mutual funds are not guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Fund values change frequently and past performance may not be repeated.